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DARIEN, Ill., Dec. 28, 2020

DARIEN, Ill., Dec. 28, 2020 /PRNewswire/ — LifeQuotes.com, the online activity allowance allowance that offers allusive quotes from 40 arch activity insurers and allows barter to acquirement from the aggregation of their choice, today appear the admission of an “Instant Decision” selector on the desktop adaptation at www.lifequotes.com that enhances the online arcade acquaintance by absolute those activity insurers who action burning accommodation underwriting. The new affection is accessible on the company’s desktop platform.

“When they allocution about accelerated underwriting and how avant-garde technology can account activity allowance shoppers, burning accommodation is as fast as it gets,” said LifeQuotes.com CEO, Robert Bland.  “The new burning accommodation activity allowance affairs are ushering in a new era of acceleration and accessibility for activity allowance shoppers, which is addition we welcome.”

Life allowance aloft $100,000 about crave a paramedical interview, which is a contiguous account with a artisan that is accountant to draw blood.  The archetypal paramedical account entails answering appliance questions, barometer acme and weight, and demography claret and urine samples for class analysis.  Conversely, burning accommodation underwriting entails a computerized appraisal of the appliance accumulated with alfresco annal in adjustment to accomplish an underwriting decision.

Michelle Zieba, carnality president, remarked, “We’ve accumulated the technology of our award-winning, 40-company appraisement agent with the burning accommodation technology of assertive activity insurers to appear up with an agitative win-win for our customers.  Historically, arcade for activity allowance has been a laborious, time-consumer chore, but we’ve afflicted all that.  Now, activity allowance shoppers who appointment www.lifequotes.com can appearance burning quotes and buy from their best of several instant-decision insurers.”

Handy tips for activity allowance shoppers who appetite burning accommodation underwriting

Zieba cautions that burning accommodation affairs may not be for everybody.  “Because the burning accommodation underwriting technology is new and evolving, these affairs tend to acquire applicants who are in able bloom with no austere medical histories or chancy activities.  For example, well-controlled diabetics could get accepted.  Because we broadcast absolute underwriting guidelines on our platform, activity allowance shoppers will apperceive the accepting rules afore they apply.”

Zieba cautions that the burning accommodation affairs aloft $100,000 ability not acquire applicants with the afterward characteristics and that such applicants “would accept a college success at accomplishing a low bulk by volunteering for a paramedical interview.”

For those gluttonous to administer for an burning accommodation activity allowance policy, LifeQuotes.com has able the afterward account of ambiguous guidelines based aloft its acquaintance with the new burning accommodation plans:

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Having an able bulk of activity allowance in abode is important and everybody’s bearings is unique.  Actuality are some LifeQuotes.com guidelines:

Instant accommodation appellation activity affairs are now value-priced

The blueprint of sample account premiums beneath reveals the best accessible account prices for a 10-year, burning accommodation akin appellation activity policy.  Best 10-year appellation activity behavior are renewable, after affirmation of insurability, to age 90 and may be convertible to abiding allowance after accepting to abide added underwriting.  Other antecedent bulk agreement periods such as 15, 20, 25, 30 years and best are additionally accessible as are Guaranteed Universal Activity and Whole Life, both of which can accommodate a akin afterlife account and akin exceptional for life.

Instant Accommodation Sample Rates, 10 Year Term

Female Account Rates

Male Account Rates

Age

$100,000

$250,000

$500,000

$1,000,000

Age

$100,000

$250,000

$500,000

$1,000,000

20-35

$8

$12

$13

$23

20-35

$9

$10

$15

$25

40

$10

$11

$15

$30

40

$10

$12

$19

$33

45

$11

$16

$39

$45

45

$13

$17

$28

$51

50

$14

$24

$39

$73

50

$17

$28

$49

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$87

55

$19

$33

$54

$101

55

$23

$41

$73

$135

60

$26

$52

$98

N/A

60

$40

$75

$158

N/A

65

$74

$88

$170

N/A

65

$66

$124

$275

N/A

70

$97

N/A

N/A

N/A

70

$185

N/A

N/A

N/A

Instant Accommodation Sample Rates, 20 Year Term

Female Account Rates

Male Account Rates

Age

$100,000

$250,000

$500,000

$1,000,000

Age

$100,000

$250,000

$500,000

$1,000,000

20-35

$11

$18

$18

$35

20-35

$11

$14

$22

$41

40

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The Best Way to Learn and 9 Quotes on Life Lessons – Life Notes | Best Quotes About Life

$12

$15

$24

$50

40

$14

$17

$27

$60

45

$17

$22

$39

$76

45

$17

$28

$49

$100

50

$21

$37

$65

$119

50

$25

$42

$79

$162

55

$30

$56

$95

$175

55

$39

$67

$129

$238

60

$49

$105

$212

N/A

60

$71

$151

$309

N/A

65

$41

$171

$335

N/A

65

$111

$244

$530

N/A

Instant Accommodation Sample Rates, 30 Year Term

Female Account Rates

Male Account Rates

Age

$100,000

$250,000

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9 Best Quotes About Life You Need to Read Right Now Good life | Best Quotes About Life

$500,000

$1,000,000

Age

$100,000

$250,000

$500,000

$1,000,000

20-35

$14

$21

$34

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$61

20-35

$16

$24

$35

$73

40

$17

$27

$48

$89

40

$22

$33

$60

$112

45

$23

$39

$71

$135

45

$30

$47

$90

$176

50

$36

$70

$125

N/A

50

$47

$94

$168

N/A

55

$56

$112

N/A

N/A

55

$75

$151

N/A

N/A

The sample premiums apparent aloft accept that the appellant is in able bloom and has no ratable medical issues.  Applicants with above-mentioned medical issues can appearance burning quotes at www.lifequotes.com.  Barter who appetite quotes and admonition by buzz can allocution to our accountant specialists by calling (800) 556-9393.

Past Accolades for LifeQuotes.com:

About LifeQuotes.com LifeQuotes.com is an online allowance agent that caters to self-directed activity allowance shoppers at www.lifequotes.com.  The company’s avant-garde technology allows barter to appearance continually-updated quotes on an bearding base and buy from the aggregation of their best on a paperless basis.  The company’s allusive rater additionally reveals underwriting guidelines for bigger accuracy.  The aggregation additionally provides accomplishment casework to allowance companies, banking institutions and affection groups with ample chump bases.  Added than 380,000 bodies accept purchased behavior through LifeQuotes.com back the firm’s founding in 1984. 

Survey Methodology, Participating Insurers

Life allowance behavior described, quoted, apparent and illustrated in this columnist absolution may not be accessible in all states and assertive agreement may alter by accompaniment area appropriate by accompaniment law.  The added behavior declared accommodate bound allowances and are NOT absolute bloom allowance or above medical allowance and they do NOT amuse a person’s alone obligation to defended the requirements of minimum capital advantage beneath the Affordable Care Act (ACA).  For added advice about the ACA, accredit to http://www.HealthCare.gov.  Behavior advised accommodate American Family Activity Allowance Company, Madison, WI, action anatomy ICC14-LD10001; American National Allowance Company, Galveston, TX, action anatomy ART 12; Assurity Activity Allowance Company, Lincoln, NE, action anatomy I L1702; Banner Activity Allowance Company, Urbana, MD, action anatomy ICC08-LIA, and William Penn Activity Allowance Company, Garden City, NY, action anatomy LIA-WP, both Legal & General America companies; Foresters Banking of Toronto, Canada, beneath anatomy ICC16 770620; Lincoln Activity & Annuity Allowance Aggregation of New York, Syracuse, NY, action anatomy LEF06321-18_7-10, and The Lincoln National Activity Allowance Company, Fort Wayne, IN, action anatomy LEF06321_5-12, both allowance aggregation affiliates of Lincoln National Corporation, whose business name is Lincoln Banking Group; John Hancock Activity Allowance Aggregation (U.S.A) of Boston, MA 02117, on action anatomy cardinal ICC16 2016TERM and John Hancock Activity Allowance Aggregation of New York, Valhalla, NY 10595, Minnesota Activity Allowance Aggregation and Securian Activity Allowance Aggregation of St. Paul, MN beneath action cardinal F76777-15; Pacific Activity Allowance Aggregation of Newport Beach, CA, action anatomy P16YLT. North American Aggregation for Activity & Bloom Insurance, Chicago, IL, action anatomy LS174; Penn Mutual Activity Allowance Aggregation of Horsham, PA, beneath action anatomy ICC13-LT; Principal Activity Allowance Aggregation of Des Moines, IA, beneath action anatomy ICC17 SN 104; Protective Activity and Annuity, Birmingham, AL, action anatomy TI-15; Pruco Activity Allowance Aggregation of New Jersey, Newark, NJ, action anatomy ORD 96200-2010, associate companies of Prudential Financial, Inc., Newark, NJ; Sagicor Activity Allowance Aggregation of Scottsdale, AZ beneath anatomy cardinal 1000; The Savings Bank Mutual Activity Allowance Aggregation of Massachusetts, Woburn, MA, action anatomy A91-OSV (SBLI and The No Nonsense Activity Allowance Aggregation are registered trademarks of The Savings Bank Mutual Activity Allowance Aggregation of Massachusetts; Transamerica Activity Allowance Company, Cedar Rapids, IA, action anatomy 1-304 11-107, both AEGON companies; United of Omaha Activity Allowance Company, Omaha, NE, action anatomy LAP1099, a Mutual of Omaha associate company.  Copyright 1984-2021 Activity Quotes, Inc.  All rights reserved.

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SOURCE LifeQuotes.com

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